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MoneyWise
MoneyWise - Articles Articles

MoneyWise

Cathy F. Bowen, Ph.D.

This flyer explains some of the ways Penn State Extension can help you manage your money. More
Build Wealth Not Debt: Become a Pennsylvania Saver
Build Wealth Not Debt: Become a Pennsylvania Saver - Articles Articles
This brochure provides tips and contacts for money-saving programs. More
Cutting Credit Costs: Understanding Credit Fees
Cutting Credit Costs: Understanding Credit Fees - Articles Articles
This article explains fees other than interest that can be assessed on credit cards, including carrying charges, annual fees, cash advance fees, late fees, and transaction fees. More
Cutting Credit Costs: Understanding Grace Periods
Cutting Credit Costs: Understanding Grace Periods - Articles Articles
This article explains what a credit card grace period is, why credit users should be concerned about it, and how to find out whether a credit card has a grace period. More
Cutting Credit Costs: Pay Credit Card Bills Early
Cutting Credit Costs: Pay Credit Card Bills Early - Articles Articles
This article answers questions about paying credit card bills early and how it can save money. More
Cutting Credit Costs: Free Credit Reports
Cutting Credit Costs: Free Credit Reports - Articles Articles
This article explains free credit reports, how to obtain them, how to read them and interpret your score, and what to do if your credit report has errors. More
Bouncing Back When Income Drops 5: Paying Creditors and Keeping Your Reputation
Bouncing Back When Income Drops 5: Paying Creditors and Keeping Your Reputation - Articles Articles
This publication explains steps you can take to work with your creditors to protect your financial reputation. It includes advice about prioritizing bills, and examining income and expenses. More
Spending Choices
Spending Choices - Articles Articles

Spending Choices

Cathy F. Bowen, Ph.D.

This publication demonstrates that spending choices must be made with limited dollars. Participants must make choices about housing, utilities, furnishings, food, transportation and other variables. More
My Monthly Spending Plan
My Monthly Spending Plan - Articles Articles

My Monthly Spending Plan

Cathy F. Bowen, Ph.D., Rebecca Escott

This article features a spending plan calendar and tips to make your plan work. More
Why Having Comprehensive Health Insurance Matters
Why Having Comprehensive Health Insurance Matters - Articles Articles
Having comprehensive, affordable health insurance matters to everyone. More
Preparing for Emergencies: A Consumer's Guide
Preparing for Emergencies: A Consumer's Guide - Articles Articles
This article aims to help you prepare your home and family for emergency situations. More
Premium Tax Credit
Premium Tax Credit - Articles Articles

Premium Tax Credit

Cathy F. Bowen, Ph.D.

One of the many key provisions of the Affordable Care Act (ACA) is the premium tax credit. More
Gas Leasing Scams and Rip-Offs
Gas Leasing Scams and Rip-Offs - Articles Articles

Gas Leasing Scams and Rip-Offs

Cathy F. Bowen, Ph.D., Timothy Kelsey, Ph.D.

Understanding who is trying to lease your natural gas rights is important. More
Financial Security in Life: Pay-Yourself-First
Financial Security in Life: Pay-Yourself-First - Articles Articles
Pay-yourself-first is a simple concept that paves the way for wealth accumulation or an upcoming need you may have. More
Cutting Credit Costs: Know Your Credit Rights
Cutting Credit Costs: Know Your Credit Rights - Articles Articles
This article covers the laws that provide rights and some protection to credit users. More
Cutting Credit Costs: Annual Percentage Rates and Yields
Cutting Credit Costs: Annual Percentage Rates and Yields - Articles Articles
This article features questions and answers about annual percentage rates and their importance. More
Bouncing Back When Your Income Drops: Overview
Bouncing Back When Your Income Drops: Overview - Articles Articles

Bouncing Back When Your Income Drops: Overview

Cathy F. Bowen, Ph.D., Marilyn Furry, Ph.D.

Losing your job, being laid off, or having your family income decrease is traumatic. More
Considerations for Hiring Financial Professionals
Considerations for Hiring Financial Professionals - Articles Articles

Considerations for Hiring Financial Professionals

Cathy F. Bowen, Ph.D., Robin Kuleck, RN, MSEd

Regardless of the type of financial professional you need to hire for your natural gas well, there are some steps to take that will ensure the person you hire is the right person for your need. More
Additional Health Insurance Options
Additional Health Insurance Options - Articles Articles

Additional Health Insurance Options

Cathy F. Bowen, Ph.D.

Finding health insurance can be challenging and confusing. In addition to the options available through the Health Insurance Marketplace, there are other options available for individuals who qualify. More
Principles of Insurance
Principles of Insurance - Articles Articles

Principles of Insurance

Cathy F. Bowen, Ph.D.

What are the basic principles of an insurance product (auto, homeowner, renters, etc). More
How to Store Water for Drinking or Cooking
How to Store Water for Drinking or Cooking - Articles Articles

How to Store Water for Drinking or Cooking

Cathy F. Bowen, Ph.D., Bryan Swistock, William Sharpe, Ph.D.

Storing water for an emergency is simple, especially when the water is not contaminated. Here are some guidelines for storing water. More