Crop Insurance: Prevented Planting Details

More widespread heavy rain has delayed the already delayed corn and soybean planting. Farmers are now considering their options if they still have corn and soybeans to plant.
Crop Insurance: Prevented Planting Details - Articles

Updated: June 13, 2018

Crop Insurance: Prevented Planting Details

Frequent heavy rains delay planting. Photo credit: Andrew Frankenfield

Prevented Planting General Information

  1. You must have been prevented from planting the insured crop due to an insured cause of loss that is general to the surrounding area.
  2. You do not have a prevented planting loss if anything is planted on the prevented planting acreage before the final planting date for the insured crop.
  3. The acreage that was prevented from being planted must constitute at least the lesser of 20 acres or 20% of the unit.
  4. Your prevented planting coverage will be 55% for com and 60% for soybeans of your production guarantee for timely planted acreage.
  5. Final planting dates. (Late planting period is 25 days after final planting date)
  • June 10 for corn
  • June 20 for soybeans

If you have been prevented from planting, your choices are:

  1. Plant the intended crop into the late planting period and your production guarantee will be reduced by 1% per day for up to 25 days for corn and soybeans.
  2. Plant a crop other than the intended crop.
  3. Submit a prevented planting claim and if approved receive an indemnity. You must report all prevented planting acres on your acreage report and report the prevent plant acres to FSA by June 20 for Corn and June 30 for Soybeans.
  4. If you choose to plant a second crop after the late planting period, you will receive 35% of the prevented planting indemnity and pay 35% of the premium on the prevented planting crop. You must insure the second crop if it is insurable and pay the full premium. Your Actual Production History (APH) for the prevented planting acres will be 60% of the approved yield for that unit.

Additional Details

  1. If you plant a cover crop on the prevented planting acreage you cannot hay or graze that cover crop until after November 1st of the year in which the intended crop would have been harvested. Cover crops species can be found in in the Penn State Agronomy Guide . Summer cover crops include sudangrass, pearl and japanese millet, cow peas, sunhemp, sunflowers and buckwheat. As you get later into the summer oats, annual ryegrass, clovers, hairy vetch, field peas and brassicas would get planted in August and then winter small grains beginning in September. (Be mindful of any pre-plant herbicide applications made this spring and their restrictions to planting a cover crop)
  2. Premiums for prevented planting acres will be the same as premiums for timely planted acres.
  3. The number of acres eligible for a prevented planting claim is the maximum number of acres of the crop that have been planted in the county in any one of the four most recent crop years.

Contact your Crop Insurance Agent with specific questions.

Article written in consultation with Jason Morrissey and Steve Mohn, Certified Crop Insurance Agents

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