Financial Management

Information on financial management of your business, including budgeting, financial life skills, planning, value-added production, price and pricing, and the Farm$en$e workshop.

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How do we combine land, labor and capital?
What is "Business Management'? - Articles Articles
The basic resources at the manager’s disposal are land, labor, capital (buildings, machinery, equipment, livestock, cash, credit) and management. More
Photo by Heather Manzo
Climate Change and Fiscal Sustainability - Articles Articles
Are you aware of the conservation and risk management programs available to your farm? More
Trellis in apple orchard
Trellis Construction Workbook - Tools and Apps Tools and Apps

Trellis Construction Workbook

Robert Crassweller, Ph.D., Tara Baugher, Lynn Kime

This tool will assist growers with the decision making process of determining the cost of two trellis systems. More
Business Transitions: Family Farm and Business Succession Planning
Business Transitions: Family Farm and Business Succession Planning - Online Courses Online Courses
$59.00
Learn what to consider and how to communicate about succession, retirement, and estate planning; property transfers; and avoiding unnecessary taxes and costs. More
Your Future In Focus Online
Your Future In Focus Online - Webinars Webinars

Your Future In Focus Online

12:00 AM 07/01/2014 - 11:55 PM 06/30/2019

$199.00
Your Future in Focus Online is a series of webinars designed specifically to lead farming and food entrepreneurs through the process of business planning. More
Financial Life Skills: Start with Mutual Funds
Financial Life Skills: Start with Mutual Funds - Articles Articles
This article for the beginning investor explains what mutual funds are, ways you can make money on mutual funds, the objectives of mutual funds, types of mutual funds, and more. More
USDA Whole Farm Revenue Protection
USDA Whole Farm Revenue Protection - Videos Videos

USDA Whole Farm Revenue Protection

Winifred W. Mc Gee, Lynn Kime

9:40

USDA Whole Farm Revenue Protection (WRFP) benefits diversified crop and livestock farms, insuring all products' combined revenues in one policy. More
Cutting Credit Costs: Understanding Credit Fees
Cutting Credit Costs: Understanding Credit Fees - Articles Articles
This article explains fees other than interest that can be assessed on credit cards, including carrying charges, annual fees, cash advance fees, late fees, and transaction fees. More
Cutting Credit Costs: Understanding Grace Periods
Cutting Credit Costs: Understanding Grace Periods - Articles Articles
This article explains what a credit card grace period is, why credit users should be concerned about it, and how to find out whether a credit card has a grace period. More
Cutting Credit Costs: Pay Credit Card Bills Early
Cutting Credit Costs: Pay Credit Card Bills Early - Articles Articles
This article answers questions about paying credit card bills early and how it can save money. More
Cutting Credit Costs: Free Credit Reports
Cutting Credit Costs: Free Credit Reports - Articles Articles
This article explains free credit reports, how to obtain them, how to read them and interpret your score, and what to do if your credit report has errors. More
Spending Choices
Spending Choices - Articles Articles

Spending Choices

Cathy F. Bowen, Ph.D.

This publication demonstrates that spending choices must be made with limited dollars. Participants must make choices about housing, utilities, furnishings, food, transportation and other variables. More
Spending Decisions: A Money Management Activity for Adults
Spending Decisions: A Money Management Activity for Adults - Articles Articles
This publication provides an activity that demonstrates that spending decisions must be made with limited dollars More
Understanding the Homestead and Farmstead Exclusions
Understanding the Homestead and Farmstead Exclusions - Articles Articles
In November 1997, Pennsylvania voters approved a change in the Commonwealth constitution to allow a method of real property tax relief, a homestead exclusion, to be implemented in Pennsylvania. More
The Build-a-Budget Book
The Build-a-Budget Book - Articles Articles

The Build-a-Budget Book

Marilyn Furry, Ph.D.

This workbook-formerly known as the Fudge-It Budget Book-offers six steps toward managing your family's money. More
Soil Health in Field and Forage Crop Production
Soil Health in Field and Forage Crop Production - Articles Articles

Soil Health in Field and Forage Crop Production

Sjoerd Willem Duiker, Ph.D., CCA

This publication emphasizes the natural principles of the no-till system and discusses 14 management techniques for improving soil health. More
El Libro para Hacer un Presupuesto
El Libro para Hacer un Presupuesto - Articles Articles

El Libro para Hacer un Presupuesto

Marilyn Furry, Ph.D.

Spanish translation of UI389. More
Planning and Record Keeping - Get Off To a Good Start This Season!
Planning and Record Keeping - Get Off To a Good Start This Season! - Articles Articles
Farmers are often surprised by the amount of record keeping that their agricultural enterprise can entail. After all, your passion is likely in the production of your crops! More
Agribusiness Planning: Providing Direction for Agricultural Firms
Agribusiness Planning: Providing Direction for Agricultural Firms - Articles Articles
This publication discusses the importance of business planning for agricultural firms and describes the steps required to prepare a thorough business plan. More
Partial Budgeting for Agricultural Businesses
Partial Budgeting for Agricultural Businesses - Articles Articles
Partial budgeting allows you to get a better handle on how a decision will affect the profitability of the enterprise, and ultimately the profitability of the farm itself. More
Recordkeeping apps can put all of your crop history in the devices that you carry with you every day. Apps that utilize GIS mapping allow you to link records with mapped locations.
Should You Resolve to Ditch Paper Records in 2017? - Articles Articles
If you didn’t write it down it never happened; it’s a lesson often learned the hard way. More
Partial Budgeting
Partial Budgeting - Online Courses Online Courses

Partial Budgeting

2

2 hours

$39.00
Partial budgeting is a tool that helps farm managers assess the possible financial impact of a change in resources, such as purchasing new equipment. More
produce for sale
Food for Profit: Starting your Food Business - Workshops Workshops

Food for Profit: Starting your Food Business

Multiple Options Available

$65.00
The Food for Profit workshop takes you step by step through the information necessary to start and run a small food product business. More
By Denise Krebs (Heirloom tomatoes) [CC BY 2.0 https://creativecommons.org/licenses/by/2.0)], via Flickr
Sample Tomato Budget: Heirloom Type - Tools and Apps Tools and Apps
Tomato budget for Heirloom type tomatoes. More
By Penny Greb, USDA ARS, via Wikimedia Commons
Sample Tomato Budget: Red Type - Tools and Apps Tools and Apps
Interactive budget for red type tomatoes. More
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