Crop Insurance Covers Snow Damage: Federally Subsidized Nursery Insurance
Posted: January 3, 2013
In fact, your evergreens can be covered as separate units. So if you are concerned with snow damage, your insurance can focus on the plantings most likely to suffer under heavy snow.
There are a variety of buy-up coverage options which allow producers to choose different coverage levels for different types of plants. Producers can also increase the amounts of protection during high value times of the year.
Crop insurance can even cover the costs of rehabilitating field grown plants after storm damage. Nursery producers know that they have different risk exposures with different types of plants. With buy-up levels of coverage, producers can get different coverage levels on 14 different types of plants.
The plant categories available for individual nursery crop insurance in Pennsylvania are:
- Broadleaf Evergreen Trees
- Broadleaf Evergreen Shrubs
- Coniferous Evergreen Trees
- Coniferous Evergreen Shrubs
- Deciduous Shrubs
- Deciduous Trees (Shade and Flower)
- Fruit and Nut Trees Foliage
- Ground Cover and Vines
- Herbaceous Perennials
- Small Fruits