Affordable Care Act (ACA)

And Patient Protection Act. In March 2010 President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond.


On March 23, 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act, into law. The following summary of the law, and changes made to the law by subsequent legislation, focuses on provisions to expand coverage, control health care costs, and improve health care delivery system.

12 Main Provisions in the Affordable Care Act (ACA)

  1. Ensure that all Americans have access to quality affordable health care
  2. Create a new regulated marketplace where consumers can purchase affordable health care
  3. Extend much needed relief to small businesses
  4. Improve Medicare by helping seniors and people with disabilities afford their prescription drugs
  5. Prohibit denials of coverage based on preexisting conditions
  6. Limit out of pocket costs so that Americans have security and peace of mind
  7. Help young adults by requiring insurers to allow all dependents to remain on their parents plan until age 26
  8. Expand Medicaid to millions of low income Americans
  9. Provide sliding scale subsidies to make insurance premiums affordable
  10. Hold insurance companies accountable for how our healthcare dollars are spent
  11. Clamp down on insurance company abuses
  12. Invest in preventive care

Changes made to the Affordable Care Act (ACA) are listed below. If more changes in the law are made, they will be listed here.

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Affordable Care Act (ACA)

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