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Special events or activities that are not covered

The following events are not covered by 4-H insurance and are prohibited.
  • Aircraft - any activity involving aircraft of any kind including hot air balloons
  • Allan C. Hill productions
  • American Family Day
  • Amusement rides (4-H sponsored)
  • Animal injections
  • ATV riding***
  • Baby-sitting services
  • Backyard slippery slides
  • Bungee Jumping
  • Carnivals
  • Caving (spelunking)
  • Climbing wall
  • Dog dips (Assistance with paper work may be done as long as the 4-H name and emblem are not used anywhere.)
  • Dog washes
  • Down hill skiing
  • Dunking booths
  • Flea markets
  • Forestry events involving chain saw and sawing
  • Fresh food products not to be cooked and sold for immediate consumption (i.e., fresh capons, rabbits, etc.) Any animal that is slaughtered under USDA inspection and sold directly from that inspected site may be sold fresh. The carcass must be under continuous control of the USDA inspected plant from the time it is slaughtered until the consumer picks it up.
  • Haunted houses and haunted hayrides.
  • Horse racing or polo of any type (horse racing where more than one horse competes at once)
  • Horse training events where the leader is charging a fee for the instruction. Leaders running their own business (there is an exchange of money) must have their own liability insurance. They are not covered under the 4-H liability insurance policy.
  • Inflatable games. (Approved if company inflates, deflates, and otherwise sets up equipment. Must also provide a Certificate of Insurance.)
  • Kiss-A-Pig contest
  • Martial Arts
  • Mechanical Bull Rides
  • Milk auctions - non-processed milk sales
  • Motor cross and other motorcycle events
  • Motorized vehicles (including motor boats)
  • Mountain biking **
  • Mountain climbing, repelling
  • Paint ball shooting booths
  • Parade seating setup or sales
  • Parking cars
  • Rabies clinics (Assistance with paper work may be done as long as the 4-H name and emblem are not used anywhere.)
  • Recycling center (operating a recycling cannot be controlled for potential toxic materials)
  • Residential 4-H camp (liability coverage provided by K & K Insurance Company)
  • Rodeo work/calf cutting
  • Ropes courses
  • Scuba diving
  • Shooting sports booths
  • Skateboarding
  • Slippery Pig Contest
  • Snowboarding
  • Snowmobiling
  • Snow tubing
  • Store compliance checks
  • Truck and tractor pulls
  • Tunnel maze
  • Water balloon activities
  • Water skiing or any activity involving power boats
  • Water slides or sliding boards
  • Water tubing
  • White water rafting other than a trip on a commercially supervised trip
  • Youth under age eight* participating in 4-H program events or open shows involving large animals including horses, ponies, hogs, cows, steers, bulls, donkeys, llamas, mules, sheep, and goats. If the youth under age eight are not handling or working with the animals (i.e. a demonstration), then the leader is covered

* youth who have not had their eighth birthday

** Riding mountain bikes is acceptable. Riding on mountainous terrain is not.

***ATV rider safety courses may be offered through 4-H by contacting the Specialty Vehicle Institute of America at 1-800-786-5559. Certified instructors from this institute must teach the safety course. The contract has been approved by P.W. Wood.